PENENTUAN PREMI TAHUNAN PADA ASURANSI JOINT LIFE DENGAN MENGGUNAKAN ANUITAS REVERSIONARY
DOI:
https://doi.org/10.25077/jmu.3.4.112-120.2014Abstract
Anuitas reversionary merupakan suatu anuitas untuk peserta asuransi jiwayang dimulai pada saat salah satu peserta yang lain dalam satu kontrak asuransi meninggal dunia hingga akhir tahun kontrak yang telah ditetapkan. Anuitas reversionary ini
merupakan penerapan dari anuitas janda dan anuitas yatim, dimana anuitas janda
adalah anuitas yang dibayarkan kepada istri pada waktu suaminya meningggal, dan
anuitas yatim (orphans annuity) adalah anuitas yang dibayarkan dengan syarat salah
satu dari orang tuanya meninggal dunia. Premi tahunan dengan menggunakan anuitas
reversionary dapat ditentukan dengan mengkombinasikan status joint life pada peserta
asuransi jiwa bersama.
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