PENENTUAN PREMI BULANAN ASURANSI KESEHATAN BERJANGKA PERAWATAN RUMAH SAKIT UNTUK PERORANGAN

Authors

  • Eha Espinoza

DOI:

https://doi.org/10.25077/jmu.5.4.30-35.2016

Abstract

Abstrak. Asuransi kesehatan perawatan rumah sakit adalah asuransi yang memberikan
santunan kesehatan kepada seseorang (tertanggung) berupa sejumlah uang untuk biaya
pengobatan dan perawatan bila diluar kehendaknya ia terserang penyakit. Salah satu
jenis asuransi kesehatan perawatan rumah sakit berdasarkan waktu pertanggungannya
adalah asuransi berjangka, dimana waktu pertanggungannya berjangka selama n tahun.
Besarnya premi yang dibayarkan dapat dilakukan secara tunggal ataupun berkala, yaitu
tahunan, semesteran, triwulan, ataupun bulanan. Perhitungan premi bulanan untuk
asuransi kesehatan berjangka perawatan rumah sakit diselesaikan dengan menentukan
terlebih dahulu nilai sekarang dari anuitas hidup pecahan atau anuitas hidup dengan
pembayaran m kali setahun dan premi tunggalnya.

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Published

29-11-2016

Issue

Vol. 5 No. 4 (2016)

Section

Articles

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